Thirteen health insurers request record-low increase of less than 1%

Thirteen health insurers filed a record-low average proposed rate increase of 0.96% for the 2020 individual health insurance market. Also, two new insurers — PacificSource Health Plans and Providence Health Plan — are joining Washington’s market next year.

All 39 counties will have at least one insurer selling inside the Exchange, Washington Healthplanfinder (

“Despite the Trump administration’s effort over the last two years to sabotage the Affordable Care Act, this year’s filings are evidence that our full adoption of the law and the steps we’ve taken to defend and preserve it are stabilizing our market,” said Insurance Commissioner Mike Kreidler. “We have more work to do to lower the cost of health care and to help lower out-of-pocket costs, but these proposed rates are welcome news.”


Get the latest state-specific policy intelligence for the health care sector delivered to your inbox.


Approximately 248,000 people who don’t get coverage from their employer must buy their own health insurance through the individual market, with most shopping on the Exchange. In Washington, 65% of people who buy plans on the Exchange qualify for subsidies that help lower their monthly premiums.



Kreidler’s office will review all proposed health plans and proposed rate changes over the next several months, with decisions coming in the fall.

This press release was produced by the Washington State Office of the Insurance Commissioner.